Arizona Car Insurance

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. Insurance companies base their rates on many different factors, some of which are not under your control.

It only takes about five minutes to get multiple estimates from different companies in your area.

Arizona Drivers Save 40% or More!

Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $490, while physical damage insurance costs $516 for the average Arizona driver. Keep in mind when getting a Arizona car insurance quote that the Arizona state minimum liability limits are 15,000/30,000/10,000. You will want to buy more liability insurance than that however.

Compare Arizona Car Insurance Rates

Online car insurance rates for Arizona can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event.

Pay Less for Arizona Car Insurance

People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Arizona companies today and prevent this from happening to you. Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Arizona drivers.

Even though Phoenix may have the most people in Arizona, that doesn't mean car insurance rates will be higher or lower where you live.

Free Online Car Insurance Quotes

Many consumers still prefer to use an insurance agent rather than buying insurance on the web.

More and more people every year use our online quote form to save time and find lower Arizona car insurance rates. The internet makes it very easy to buy auto insurance online, and by comparing quotes from different Arizona insurers you can make sure you're not paying too much.

Both New Car and Used Car Insurance Quotes

Liability rates on average cost approximately $490 of your insurance premium, which when compared to the physical damage coverages of comprehensive and collision, is quite affordable. Many Arizona consumers can lower their rates substantially by comparing apples-to-apples quotes.

Lower your Arizona Car Insurance with These Tips

  • Arizona car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • Compare car insurance in Arizona by clicking the 'Start' button at the top of this page
  • Arizona Senior citizens can often receive cheaper car insurance rates
  • Insurance companies reward policy holders who stay with their company for a longer period of time by giving a small discount
  • Consider dropping physical damage coverage on older vehicles
  • Take a look at these Arizona rates! You're probably overpaying for your car insurance and you don't even know it!

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Arizona insurance rates. The best car insurance rates in Arizona may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent.

Take the first step now in lowering your car insurance rates. Click to start a quote!

Compare Arizona Rates
Most Stolen Cars in Arizona
  • 2003 Ford F250 Pickup
  • 2006 Ford F350 Pickup
  • 1994 Honda Accord
  • 2000 Chevrolet 4v2 Pickup
  • 2004 Dodge Ram Pickup
  • 1997 Ford F150 Pickup
  • 1994 Nissan Sentra
  • 1990 Toyota Camry
  • 2004 Chevrolet Extended Cab 4x2 Pickup
  • 1995 Honda Civic
Arizona Insurance Statistics
  • Minimum liability requirements in AZ are $15,000 per person, $30,000 per accident, and $10,000 in property damage liability
  • There are 6,595,778 people in AZ, over 3,819,400 licensed drivers, and over 25,986 vehicle thefts each year
  • Comprehensive coverage costs and average of $213 and collision coverage averages $303. Liability insurance is an additional $490.
  • Arizona ranks 14 out of 50 states for car insurance costs. Average car insurance rates in AZ are $873.
  • Homeowners insurance in Arizona average $634 but if you combine your home and car insurance with the same company you could get a discount.